I have finally settled on Authorize.Net CIM and implemented it this morning. My understanding is that Authorize.Net CIM wants an SSL certificate. I have now obtained one. So the question of the day is, what do I do with it? Do I install it in the root directory or aMember directory? Is it only used when the Authorize.Net CIM is processing payment info or can it be used for other web purposes? I am not bad on some stuff, but I am a virgin when it come to this. Thank you.