I am sick and tired of PayPal screwing us. We are totally cool with people so we voluntarily refund anybody that approaches a request for refund kindly and civil even though our subscriptions clearly state that it's a recurring charge and no refunds are allowed (in bold). So it's not that I have a problem with refunds BUT... sometimes you get a complete jerk who is completely trying to take advantage of us so you put your foot down. As we all know, they just go click on the stupid 'unauthorized' button in PayPal and they get their money refunded. Even though I have an email from them stating that they utilized our forum and were the ones who originally signed up so it's plainly not 'unauthorized' STILL PayPal doesn't care. One person just got back 7 months of recurring charges from us... unbelievable. So, I am praying there is some other solution out there that offers some form of seller protection on digital products? With digital music, ebooks, software, etc everything is digital these days so its totally unbelievable that we can't get any sort of coverage? Does Authorize.net or anybody do well with this? Obviously I can ask the company themselves but I'd like real world experience from some who have utilized their products with aMember memberships. Thanks!