Cost may be the most important factor you consider when choosing a credit card merchant account provider, but the next important thing to consider is service. Indeed, if you can get better service for a little bit more, it is well worth the money. Good service can mean the difference between a smoothly operating merchant account that makes things easier for you, and finding yourself spending more time fixing problems than actually making money. There is a lot of merchant services provider that can help you get a low cost merchant account set up and running in a couple of days. I have been operating a retail store for years now and have set up a merchant account just recently and business has been good. And its really beneficial for your business to have a merchant services and be able to accept credit cards. Businesses that accepts this kind of payments can cut down on their level of accounts receivable by making it easier for costumers to pay. Likewise, companies that accept credit cards also decrease their level of non-paying costumers, which could saved more money in the long run. They also offer business cash advance and merchant loans to help your business get through these trying financial times. denver merchant accounts